At Carfinity / CarZone USA in Baltimore, MD we finance every credit type. Bad credit, no credit, good credit- no matter what your financial situation is, we can get you a car loan! For qualified customers, our interest rates are as low as 1.99%!

Carfinity / CarZone works with more than 30 different reputable auto lenders, to ensure our customers get the absolute lowest interest rates and down payments for their car loan. In fact, we even offer GUARANTEED APPROVALS*. Our finance manager has over twenty years of auto financing experience, and has one of the highest success rates of qualifying bad credit customers. We'll work to hard to get you in the car you love with an auto loan you can afford!

Please note the information you provide is protected on a secure server, and will not be sold or rented to outside parties. It will only be used to qualify you for the product you have applied for. Please see our privacy policy for more information.

Please include your desired down payment and the stock number of the vehicle you are interested in, and one of our sales reps will contact you within 24 hours.

* Guaranteed approvals require the customer to have provable income and meet our minimum income requirements.

Credit Application

Vehicle Information

Personal Information

Co-Applicant Personal Info